to another undertaking which makes credit investments of the kind referred to in points (a) to (c) of Article 36a(1), in disregard of the effects of paragraph 2 of this Article (d.b. the implementation of an introduction to a lender, owner or other person who makes such introductions into business.5 a borrower-lender agreement secured by a legal hypothec or just1 on land; an existing indebtedness on the part of the borrower, whether the lender or another person, under an agreement by which the borrower has received credit for one of the purposes mentioned in points (b)(i) to (iii) above. Where an undertaking carries out the activity of credit intermediation, it must indicate, in any advertising and documentation intended for consumers or customers, the scope and extent of its credit intermediation activity, in particular whether the undertaking cooperates exclusively with one or more creditors or as an independent broker. Any company that offers loans or financing to the customer must be authorized by the FCA, not just by credit specialists. These include non-profit organizations. 5This rule applies only to revolving credit agreements concluded for private customers8 and BNPL which are not subject to Part 6 of the Payment Services Regulations. When a customer is facing financial difficulties, a company cannot, under a revolving credit agreement for individuals or a credit agreement 5 regulated for a credit card 5, increase the interest rate under the agreement, unless an advertising interest rate ends. a credit card or business card for which a fixed loan is available to make repayments going beyond reimbursements necessary for the execution of fixed payments. This rule applies to a regulated credit agreement for a credit card and a revolving credit agreement for individuals.5 7If a business does not suspend or cancel the use of the credit card or credit facility for individuals5 of a customer covered by CONC 6.7.30R, the company must take appropriate measures to ensure that the customer does not do so: repay the revolving credit of the credit card or revolving retail credit5, which includes a lower principal than the interest, fees and charges related to expenses on the card during this period.